Punjab’s flagship PMT Score Check Apni Chhat Apna Ghar has become one of the most talked-about housing initiatives for low-income and middle-income families in 2025. Its objective is simple: help deserving residents build their own homes with subsidized support. But before you can benefit, understanding the PMT score check process is crucial — it’s the first step toward eligibility.
If you’re waiting to know your status or thinking about applying, this fresh, easy guide breaks it all down for you.
What Is the PMT Score and Why It Matters
PMT (Poverty Means Test) score is a numerical assessment based on your socio-economic condition, household details, income, and living standards. The government uses this number to decide who qualifies for welfare programs like Apni Chhat Apna Ghar.
Low scores mean higher eligibility. In general:
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0–20: Highly eligible and prioritized
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21–40: Eligible for the housing program
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Above 40: Usually not eligible
(Limits may vary if updated by authorities.)
This score comes from the National Socio-Economic Registry (NSER) database maintained with NADRA and BISP.
How to PMT Score Check Apni Chhat Apna Ghar
Checking your PMT score is straightforward — and you can do it from home.
1. Online Method (Official Portal)
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Visit the official BISP/NSER or ACAG portal.
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Enter your CNIC number.
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Complete the captcha.
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Click Submit to see your PMT score and eligibility.
If the system shows “N/A”, it usually means you’re not properly registered in NSER/BISP, or your CNIC isn’t linked correctly. In that case, visit your nearest NSER/BISP office to verify details.
2. SMS Option (Where Available)
In some regions, you can send your CNIC to the government-designated shortcode (like 8171) to instantly receive your PMT score via SMS.
Who Can Apply for Apni Chhat Apna Ghar
To be eligible for this program:
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You must be a permanent resident of Punjab with a valid CNIC.
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You should have a PMT score within the qualifying range (typically below 40–60).
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You must own land:
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Up to 5 marla (urban)
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Up to 10 marla (rural)
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No criminal record or prior loan defaults.
Why PMT Score Is the Key First Step
Without a valid PMT score, your application won’t move forward — even if you have all other documents ready. This score not only determines eligibility but also decides priority in the selection process.
Government systems cross-verify your data with NADRA, NSER, and BISP records to ensure transparency and fairness.
What to Do After Getting Your PMT Score Check
Once your score qualifies:
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Visit the official ACAG portal: acag.punjab.gov.pk.
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Create or log in to your account using your CNIC.
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Complete the online application with family and land details.
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Upload required documents (CNIC, proof of residency, land verification, etc.).
After submitting, you’ll receive a tracking ID to check status updates online.
FAQs
1. What is a PMT score?
A Poverty Means Test score that measures socio-economic status for welfare eligibility.
2. Where can I check my PMT score?
On the official NSER/BISP or ACAG Punjab portal using your CNIC.
3. What score do I need for Apni Chhat Apna Ghar?
Generally a score below 40–60 qualifies you for the scheme.
4. Can I check via SMS?
Yes, in some areas you can send your CNIC to the public shortcode like 8171 for instant results.
5. What if my score shows N/A?
It likely means data isn’t synced or you’re not registered correctly; visit an NSER/BISP center to fix it.
