The Punjab government has recently expanded support for persons with disabilities (PWDs) through the Punjab Himmat Card 2026. This life-changing initiative promises regular financial assistance, dignity, and inclusion for disadvantaged citizens across the province.
π‘ What Is the Punjab Himmat Card 2026?
The Punjab Himmat Card 2026 is a government welfare program under the Social Welfare Department (SWD) that provides a quarterly cash stipend of Rs. 10,500 to eligible disabled individuals. The cash is directly credited to a special ATM card β making access simple, secure, and transparent.
This scheme aims to reduce financial strain on families and support daily living expenses, rehabilitation needs, and improved quality of life for PWDs.
π₯ Who Qualifies? Eligibility Criteria
To receive the stipend through the Punjab Himmat Card 2026, applicants must meet a set of clear eligibility requirements:
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π Must be a permanent resident of Punjab
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π Hold a valid disability certificate from a government-recognized body
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β Not currently employed in government or private sectors
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π PMT score (if applicable) should be within government set limits
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π Not receiving major government financial aids (like BISP, Zakat, Bait-ul-Maal)
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π Updated personal data in the Punjab Disability Management System
There is no strict age limit β people of all ages with a verified disability can benefit, including children with a B-Form registered under a guardian.
π° Key Benefits of the Himmat Card
The core benefit of this scheme is the Rs. 10,500 quarterly cash stipend provided directly through an ATM card. But thatβs not all β several added benefits enhance everyday living:
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π¦ Quarterly stipend: Rs. 10,500 credited every three months
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π³ Direct ATM access with biometric security
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π Possible discounts on public transport
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π©Ί Access to healthcare support and assistive devices
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π©β𦽠Increased independence and financial dignity
A dedicated monitoring cell ensures transparency and successful delivery of these benefits.
π How to Apply (Step-by-Step)
Applying for the Punjab Himmat Card 2026 is straightforward:
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Visit Social Welfare Office: Go to your nearest Social Welfare Department office for guidance.
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Online Registration: Use the SWD portal at swd.punjab.gov.pk/himmatcard.
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Fill Details: Enter personal information β name, CNIC, contact.
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Upload Documents: Attach your disability certificate and CNIC/B-Form (for minors).
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Verification: The department reviews your application.
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Receive Card: Once approved, you get an ATM card linked for stipend withdrawals.
π You can also check your application status online using your CNIC on the official portal.
π Latest Updates & News
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The rollout is underway across Punjab cities including Lahore, Bahawalpur, and beyond.
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A 30% quota is reserved for women to ensure wider inclusion.
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Beneficiaries are now receiving quarterly payments, with recent distributions already active.
This is a major step toward empowering PWDs throughout the province.
β FAQs
1. Who can apply for the Himmat Card?
Eligible persons with disabilities in Punjab with proper certification.
2. How much money will I receive?
Rs. 10,500 every quarter.
3. How is the payment given?
Via an ATM card issued by the Bank of Punjab with biometric access.
4. Do I need to be unemployed?
Yes, applicants should not be employed in government or private sectors.
5. Can I check my status online?
Yes, check via the official SWD portal with your CNIC.






